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Rate Update

Source: Matt Young, MDC Financial Service Group    ~    Date: January 28, 2012

CURRENT RATES – Conforming Loan Amounts < $417,000

LOAN

RATE

ZERO POINT RATE & PAYMENT ($300,000)

30 yr fixed

3.625%

$1,368 /mo

5/1 ARM

3.125%

$1,285 /mo

15 yr fixed

2.99%

$2,070 /mo

30 yr fixed FHA

3.25%

$1,306 /mo

30 yr fixed VA

3.25%

$1,306 /mo

CURRENT RATES – Conforming High Balance Loan Amounts $417,001-$546,250
FHA High Balance loans Amounts $417,001-$697,500

LOAN

RATE

ZERO POINT RATE & PAYMENT ($450,000)

30 yr fixed

3.5%

$2,021 /mo

5/1 ARM

3.0%

$1,897 /mo

30 yr fixed FHA/VA

3.5%

$2,021 /mo

CURRENT RATES – Jumbo Loan Amounts > $546,250

LOAN

RATE

ZERO POINT RATE & PAYMENT ($600,000)

30 yr fixed

4.25%

$2,952 /mo

10/1 ARM

3.625%

$2,736 /m

 

  • Rates are still historically low!
  • Two biggest factors in your Interest Rate: down payment and credit score.

Contact Matt Young for more information.

MATT YOUNG
MDC Financial Service Group
matt@mdcgroup.net

2455 4th Avenue
San Diego, CA 92101

(619) 325-4101 Phone
(619) 325-4141 Fax
NMLS #241347